



At Empowered Retirement Health Options (ERHO), our mission is to make Medicare easier to understand.
We provide clear, educational guidance so individuals and families can make informed decisions about their health coverage with confidence.
We understand that everyone’s health coverage needs are different.
That’s why we take the time to listen, explain, and review plan options from multiple carriers — helping you understand what’s available so you can make informed choices that align with your needs.
We’re Kimmarie Simonsen and Alexis Salitrero, licensed insurance agents based in Orange County, California.
With years of experience in the insurance field, we focus on educating recipients about Medicare options and supporting them through each step of the process.
As independent agents, we provide information from multiple carriers and explain available coverage choices clearly — with no pressure or sales tactics.


At Empowered Retirement Health Options (ERHO), our mission is to make Medicare easier to understand.
We provide clear, educational guidance so individuals and families can make informed decisions about their health coverage with confidence.
We understand that everyone’s health coverage needs are different.
That’s why we take the time to listen, explain, and review plan options from multiple carriers — helping you understand what’s available so you can make informed choices that align with your needs.
We’re Kimmarie Simonsen and Alexis Salitrero, licensed insurance agents based in Orange County, California.
With years of experience in the insurance field, we focus on educating recipients about Medicare options and supporting them through each step of the process.
As independent agents, we provide information from multiple carriers and explain available coverage choices clearly — with no pressure or sales tactics.

Disclaimer: Medicare has neither reviewed nor endorsed this information. We’re not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 12 organizations which offer 69 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Empowered Retirement Health Options © Copyright 2025
Website design and Marketing by Launchpadpro

Disclaimer: Medicare has neither reviewed nor endorsed this information. We’re not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 12 organizations which offer 69 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Empowered Retirement Health Options © Copyright 2025
Website design and Marketing by Launchpadpro